Can we switch between plans later?

Yes. Companies can switch plans at annual renewal and discuss adjustments as needs change.

The best clinics for your employee healthcare.

Rivia Clinics provides healthcare services directly to your employees for one fixed annual fee. No insurance needed.

Starting from GHS 1,500 per person / year

Choose a plan →How it works

One annual feeComprehensive careMultiple locations

Trusted by companies across Ghana

What we offer

All the treatments your employees need. No exclusions*

One membership covers everything — from a routine check-up to surgery, dental, and eye care.

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Consultations

Both specialist (gynae, pediatric, dermatologist…) and general consultations.

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Medications

Prescriptions and over-the-counter medications — at our clinics or delivered to you.

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Labs & Diagnostics

Blood tests, scans, MRI and all labs and diagnostics.

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Inpatient Admissions

Outpatient and inpatient detentions and admissions and overnight care included.

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Surgeries

Surgical procedures covered within the membership care value.

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Dental & Eye Care

Often excluded by insurers. At Rivia Clinics, dental and vision care are included by default.

How we're different

What Makes Rivia Clinics Different?

Health insurance is a financial product. At Rivia Clinics, we provide healthcare services directly to your employees at a fixed fee.

We are your healthcare provider

Rivia Clinics is not an insurance policy. We are the actual clinics and hospitals your employees walk into. Our doctors see them, treat them, and know their history. There is no insurer between your employee and their care.

We operate from multiple locations

Your membership works at every Rivia Clinic — Labone, Dzorwulu, East Legon, Tema, Adentan, North Kaneshie, Koforidua and more. Your employees are not locked to one branch.

Pay a fixed fee. Receive generous care.

Your company pays one fixed annual fee and your team gets access to far more in care value than the fee itself. No per-visit billing surprises. We own the clinics and source supplies at wholesale prices — we pass those savings directly to your employees.

One health record for your employee

Every visit, prescription, lab result and referral lives in one place — their Rivia health profile. No repeating medical history or tests at every appointment.

Pricing

Two plans. Pick what works for you.

Per Person

One benefit per employee.

Every employee gets their own healthcare benefit.

Membership fee

GHS 1,500

per person · per year

Care value per person

GHS 4,000

Each employee gets GHS 4,000 in healthcare

Included

Consultations & Medications
Labs, Diagnostics & Scans
Inpatient Admissions & Surgery
Dental & Eye Care
Chronic care management

Enrol your team →

Need a higher care value? Talk to us.

★ Most popular

Company Budget

One budget for all employees.

Set one annual budget for all your employees.

Your annual budget

GHS

Minimum: GHS 10,000 per year

Please enter at least GHS 10,000.

Your team's total care value

GHS 45,000

We add 50% on top of your budget

How it works

All employees share the Care Value Pool
No fixed amount per person
Staff joins or leaves — pool stays
Access Business Account to track spending
Quarterly payments available for large budgets

Set up your budget →

Talk to us about payment schedules.

Not sure?

We'll help you choose. Reach out and we'll recommend the right plan based on your team size, budget, and how your company uses healthcare.

Talk to us →

* Not for self-requested services or supplements unless medically required. Services accessible at Rivia Clinics locations only. All plans are annual — unused amounts do not roll over, but low utilisation earns a renewal discount. Both plans can run at the same time.

Where we are

Our growing locations.

Your employees can access care at any Rivia Clinic — their membership works across every location.

Hover to browse

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Dzorwulu

35 Osu Badu St, Accra

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East Legon

24 Bathur St, Accra

Hover to browse

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Labone

Orphan Crescent, Accra

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North Kaneshie

Orgle Rd, Accra

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Tema

Opposite Tema General Hospital, Hospital Rd, Tema

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Adenta

Adenta Housing Down, 54 Ntreh St, Accra

Hover to browse

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Koforidua

Old Estate Road, Koforidua

Get started

Let's get your team covered.

Book a meeting with our team or request a call back — or reach out directly using the details below.

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Call / WhatsApp

+233247257966

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[email protected]

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Office

5 Orphan Crescent, Labone, Accra

Pick a time that works for you.

Choose a slot directly in our calendar. You'll get an instant confirmation and invite.

📅Open booking calendar →

Meetings are 20–30 minutes. We'll walk you through both plans and answer any questions.

Your name

Phone number

Company name

Team size

Which plan interests you?

Best time to call you back

8 – 10am10am – 12pm12 – 2pm2 – 4pmAfter 4pm

We'll call you within one business day. No spam, ever.

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Call back requested.

Someone from our team will call you within one business day.

📞

Call / WhatsApp

+233247257966

✉️

[email protected]

📍

Office

5 Orphan Crescent, Labone, Accra

Common questions

Straight answers.

How is this different from health insurance?

Insurance is a financial product — a middleman between your company and a clinic. Rivia Clinics is the actual clinic. We own the facilities, employ the doctors, and source our supplies directly. No insurer approves or denies care. Your employee walks in, gets treated, and leaves.

How can you give more care value than what we pay?

We own the clinics and buy supplies at wholesale prices — our costs are much lower than the market rate. We pass those savings to members as extra care value. We also know from experience that not every enrolled employee uses their full benefit in a year, and that predictability lets us offer more than the fee.

Can I switch between the two plans later?

Yes. You can switch at your annual renewal at no extra cost. If your situation changes mid-year, speak to us and we will work something out.

What if an employee uses all their benefit before year-end?

We alert you before it runs out. You can top up, or the employee continues under a co-pay arrangement. We always treat first and sort the billing after. No one is turned away.

Do unused benefits roll over to the next year?

All plans are annual. Unused amounts do not roll over. However, if your team's utilisation is low, we offer a discount on your next renewal — so it pays to size your plan accurately.

How quickly can we get started?

Most companies are fully set up within a week of signing. We handle onboarding, membership cards, and staff registration. You give us a staff list — we do the rest.

The best clinics for your employee healthcare.

All the treatments your employees need. No exclusions*

What Makes Rivia Clinics Different?

Two plans. Pick what works for you.

Our growing locations.

See how Rivia Clinics is changing employee healthcare.

Let's get your team covered.

Straight answers.

Your team deserves better healthcare.