In Ghana, only 2% of a population of 35.8 million people are covered by private health insurance. The National Health Insurance Scheme covers 56%. That leaves a total of 42% of Ghanaians without any health coverage.

Across Ghana, primary care facilities face significant challenges in infrastructure and technology, creating major obstacles to accessible, high-quality care. Rivia Clinics addresses this by partnering with and upgrading independent health facilities through a tech-enabled, asset-light model under a unified brand and platform.

According to the World Health Organization, universal health coverage means that everyone, everywhere has access to affordable, safe, and high-quality healthcare whenever they need it.

There is a critical gap in the Ghanaian healthcare system that Rivia Clinics is solving: unlocking affordable, frictionless healthcare access for companies, employees, and communities. By standardizing care delivery and employer-health financing into one seamless system, Rivia Clinics replaces the delays and opacity of traditional health insurance with a clean, dignified, and patient-centered experience.

To date, Rivia Clinics has served over 50,000 members through in-person consultations across its expanding chain—including flagship locations in Dzorwulu and Labone, alongside partner facilities in North Kaneshie, Koforidua, and Adenta. In addition, the network has conducted over 1,000 virtual care sessions, expanding reach and ensuring timely medical support wherever members are located. Through the Rivia Access membership plans and the Rivia Preventative Health Screenings, Rivia Clinics continues to advance universal health coverage across Ghana.